Elavon

Joseph manages U.S. Bancorp's Retail and Corporate payment services which include credit, debit, prepaid and small business card programs, as well as corporate, purchasing and fleet card issuing. She also oversees Elavon, the fourth largest merchant acquirer in the U.S. and fourth largest in Europe specializing in providing credit and debit card payment processing, electronic check conversion and other value added services in the United States, Puerto Rico, Canada and Europe.

Joseph is a 25 year veteran of the financial services industry. Before joining Elavon in 1994, she served with Visa International as director over new market development. Prior to her tenure with VISA, Joseph served for more than eight years in the banking industry with Wells Fargo Bank.

In addition to her position at U.S. Bancorp, Joseph is a member of the board of directors of Paychex, Inc. a provider of payroll, human resource and benefits outsourcing solutions. She is a member of the board of directors for Centene Corporation, a multi-line health services enterprise that administers state Medicaid programs, and is also chairman of Gift of a Child, an organization that helps foster children find permanent families.

U.S. Bancorp (NYSE: USB), with $264 billion in assets, is the parent company of U.S. Bank, the 6th largest commercial bank in the United States. The company operates 2,847 banking offices and 5,183 ATMs in 24 states and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services to consumers, businesses and institutions. Visit U.S. Bancorp on the web at www.usbank.com.

Mr. Harvey brings to Elavon over 20 years of experience in the banking, banking technologies and securities industries. Prior to joining Elavon, he was a managing director with the investment banking firm of Piper Jaffray in Minneapolis. He is also a former practicing attorney having worked previously with two Chicago-based law firms.

Mr. Harvey is a member of the Electronic Transactions Association Board of Directors, the Board of Directors for Acculynk, and the Metro Atlanta Chamber of Commerce Board of Advisors. He is also a member of the MasterCard Acquiring Committee and the Discover Acquirer Advisory Council.

Mr. Harvey is a graduate of Saint John's University in Minnesota, earned a law degree from The National Law Center at The George Washington University and an MBA degree from the J.L. Kellogg Graduate School of Management at Northwestern University.

An Elavon employee for almost 8 years prior to his promotion, Mr. Walker was the former Senior Vice President of Financial Settlement at Elavon and designed and established the financial organization's global shared services model. In addition, Mr. Walker played a key role in executing European portfolio conversions.

Prior to his tenure with Elavon, Mr. Walker served Ernst & Young's Core Assurance practices as an auditor. He is an Emory University graduate and holds a business administration degree in Accounting and Marketing.

Mr. Kenyon brings 19 years of transaction processing experience to his role, having served in management positions with Nabanco, National Data Corporation, and POS Technologies/Honor.

Prior to Elavon, Mr. Passilla was chairman of the board for bConnected, a software company focused on improving the quality and efficiency of health care. He also served as President of North America for Inforte Corporation, a strategic management consulting company, where he was part of the executive team that grew revenue from $5 million to $64 million in four years.

Prior to Inforte, Mr. Passilla spent time at CSC Index, Pepsi, IBM, and the Walt Disney Company. He is a graduate of the University of Notre Dame and earned an MBA from The J.L. Kellogg Graduate School of Management at Northwestern University.

Mr. Haslam joined Elavon following the acquisition of the Citigroup portfolio by Elavon in 2005. He has over 25 years experience in the banking industry having been at HSBC for 15 years and Citigroup for 10 years. In that time he held a variety of senior positions primarily in consumer and corporate banking roles and was responsible for Credit and Fraud Risk in Citigroup's European acquiring business.

Mr. Haslam is an elected Fellow of the Chartered Institute of Bankers.

Before joining Elavon, Ms. Baker was Director of Marketing for KMPG Healthcare Consulting. She was responsible for developing the go-to-market strategy for the payer, provider, and life sciences segments of the industry. Prior to KPMG, she spent 10 years with IBM in various management positions in systems engineering and sales and marketing. She also served four years with the Tennessee Valley Authority in customer service management.

Ms. Baker holds a Bachelor of Arts degree with majors in chemistry and mathematics from the University of Tennessee. She completed The IBM Presidents’ Class at the Harvard School of Business and holds certification in SAP Finance and Control.

Before joining Elavon, Mr. Ziglar was an investment banker with Raymond James & Associates, covering the financial technology and business process outsourcing industries. He also served as Director of Global Technology Alliances for webMethods, Inc. where he developed new distribution channels for the Company, and negotiated and managed strategic partnerships with Fortune 500 companies.

Prior to webMethods, Mr. Ziglar served as Vice President of Development for AllAdvantage.com, a venture backed Bay Area technology company. He has held investment banking positions with Montgomery Securities, NationsBank and Interstate/Johnson Lane. Currently, he serves on the Executive Committee for the MIT Enterprise Forum of Atlanta.

Mr. Ziglar is a graduate of Princeton University and holds a J.D. from The Emory School of Law, with a certificate in Technology Commercialization.

Prior to Elavon he had positions with MasterCard International, Smith Barney and National Data Company in roles relating to sales and servicing of financial institutions.

He graduated from Villanova University with a bachelors of science in business administration and received an MBA from the Goizueta Business School at Emory University.