Many businesses are leaving money on the table and don’t realize it. The interchange fees from credit card acceptance are part of doing business, but most businesses are unaware that card brand programs exist to help reduce these fees. A common misconception is that the payment processor’s mark-ups are the only place to save on fees. The more significant savings potential is actually in the interchange which is the hard cost of payment card acceptance. Interchange fees are those collected for the card brand and the card-issuing bank to partially cover the operational costs and risk associated with issued credit cards. Payment processors charge merchants a mark-up on top of interchange, which partially covers their operational cost and financial risks associated with processing and settling card payments for merchants.
Whether you’re operating a small business or a large multi-national corporation, you need strong business intelligence to make strategic decisions that will keep your organization moving forward. Let us show you how we can help manage your transaction data to reduce your overall cost of acceptance.
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