The basics of PCI DSS compliance validation

While there are many aspects to data security, protecting your business from a data breach starts with a good foundation. Businesses that complete PCI DSS compliance validation have not only taken the first steps in guarding against a costly breach event, but also protect themselves from card brand non-compliance fines, fees, and assessments for forensic investigations, fraudulent purchases, and the cost of re-issuing cards. Current card brand regulations and certain state laws place more responsibility on businesses to protect account data. 

A Closer Look at the Four Merchant PCI DSS Validation Levels

Every merchant, no matter how you accept payments, must submit specific validation documents based on your PCI Level. The Card Brands define four Levels, outlining the necessary documentation, responsibilities, and deadlines. As your acquirer, we'll keep you informed, notifying you when your business hits the Level 1-3 benchmarks. Stay ahead with us guiding you through each step of your compliance journey.

How can we help?

We're more than just a team; we're your dedicated partners in navigating the complex journey to PCI DSS compliance. With the support of PCI Professional (PCIP) and Internal Security Assessor (ISA) trained subject matter experts, our dedicated team is here to guide our PCI Level 1-4 merchant customers every step of the way. Our approach is tailored, recognizing the unique challenges of each customer.

If you are a PCI Level 3 or 4 merchant, benefit from our PCI Qualified Security Assessor (QSA)-backed online validation portal for easy completion and storage of your PCI DSS 4.0 Self-Assessment Questionnaires (SAQ) making adherence more accessible than ever.

Plus, we bridge the gap between you and the Card Brands, advocating for the guidance you need when you need it. Partner with us for a seamless compliance journey, tailored support, and dedicated advocacy.

Four merchant levels of PCI DSS compliance

Level 1: Any merchant relationship, regardless of acceptance channel, processing more than 6 million VS or MC transactions in a 12-month period.

Level 2: Any merchant relationship, regardless of acceptance channel, processing 1-6 million VS or MC transactions in a 12-month period.

Level 3: Any merchant processing 20k to 1 million ecommerce only in a 12-month period.

Level 4: All other merchants, regardless of acceptance channel.

Elavon PCI solutions

PCI 4.0

Embrace the transition to PCI DSS 4.0 with us, your dedicated guide through the evolving landscape of payment security. Our team stands ready to demystify the new standards, ensuring your business not only adapts but receives the necessary guidance and resources to be successful. See our helpful links and resources below to empower your compliance efforts every step of the way.


Request a call back

We want to hear from you. If you are interested in setting up a new merchant account with us, please contact us through the form below and we'll call between the hours of 9:00 AM and 7:00 PM EST, Monday-Friday. If you require assistance with an existing account, please call our customer service line 24/7/365.

This contact form is for US customers only. If you are looking for one of our other locations, please visit to find your country or region.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

By providing us with an email address you are expressly consenting to receiving email communications – including but not limited to marketing material/advertising, promotions, sales campaigns, and questioner/research surveys. By providing us with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications – including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system – from us and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider. We accept relay calls. Your privacy is important to us. By clicking “submit” you agree to our terms and conditions.


Available Mon. – Fri.
9:00 AM - 7:00 PM EST

Customer Support

Available 24/7